Industry coverage and benefits
Manitobans can choose a chiropractor without a referral from a family doctor. A variety of coverage options are available through provincial health care, agencies, or private insurance.
Check with your chiropractor or your employer to determine what coverage might be available to you.
Overview of Manitoba coverage options
I. Manitoba Health (MHSC)
Manitoba Health provides partial coverage for the cost of chiropractic services, specifically, the cost of the chiropractic adjustment only. This coverage does not include the examination, re-examination, x-rays, consultation, general information on exercises or nutrition, or modalities used to support the chiropractic adjustment.
As of April 1, 2009, the provincial government covers the chiropractic adjustment in the amount of $11.00, to a maximum of 12 visits per calendar year per patient.
Above the 53rd parallel, the provincial government covers the chiropractic adjustment in the amount of $12.10, to a maximum of 12 visits per calendar year per patient.
II. Private and Group Insurance
Private insurance company policies have different levels of chiropractic benefits may provide coverage based on a percentage of costs. We encourage you to learn the specifics of your policy benefits you may have. Some insurance companies will allow the chiropractor to bill direct for most chiropractic services. If you are purchasing extended or private health insurance plans for you and your family, be sure all your health needs are covered.
III. Manitoba Public Insurance (MPI)
In Manitoba, chiropractic care is fully covered for individuals injured in a motor vehicle collision. Where possible, persons injured in a motor vehicle accident should consult a chiropractor within 24 hours of the collision. Early diagnosis and treatment of the neck, back, headaches, extremities, or jaw symptoms can lead to quicker recovery.
You can report a claim by phoning the MPI Bodily Injury Claim Centre at (204) 985-7000 to receive a Bodily Injury Claim Number. Inform the MPI service representative that you are seeing a chiropractor for care.
IV. Workers Compensation Board (WCB)
The Worker’s Compensation Act gives the workers of Manitoba the right to choose chiropractic care for injuries that are incurred while on the job. There is full coverage for the chiropractic examination, x-rays, treatment, authorized supportive devices and required reporting by the healthcare provider.
Report claims to the WCB CompLink Claims Centre at (204) 954-4100 or 1-800- 362-3340. Inform the representative that you are seeking chiropractic care.
V. Social Assistance
Recipients of Manitoba Social Services have access to extended coverage once Manitoba Health (MHSC) coverage of 12 visits in one calendar year has been exhausted. Pre-authorization is required for all chiropractic services, prescription supports, and appliances.
VI. Department of Veterans Affairs (DVA)
Veterans do not require a referral to obtain chiropractic care. The chiropractor’s office will assist in verifying the level of coverage available.
VII. Royal Canadian Mounted Police (RCMP)
RCMP employees are fully covered for chiropractic care.